Freelance Rate Calculator
Calculate the hourly and day rate that actually covers your target income, business expenses, taxes, and non-billable time.
Minimum hourly rate
$120.50Billable hours are typically only 50–60% of working time once admin, marketing, and unpaid gaps are counted. Dividing a salary by 2,080 hours understates a sustainable rate badly.
About this tool
How it works
Grosses up target income plus annual business expenses by the effective tax rate, then divides by true billable hours: weekly billable hours times fifty-two weeks minus time off. The day rate assumes a five-day week of the entered billable load.
A practical way to use it
Targeting $85,000 take-home with $12,000 expenses, a 30% effective tax rate, 25 billable hours a week, and 6 weeks off requires about $120/hour — not the $41/hour a salary-divided-by-2,080 shortcut suggests.
Use results as a practical aid, and verify important decisions against your own source data and qualified guidance.